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For community managers and juntas
HOA payment processing for community managers, juntas, and property managers in Puerto Rico. Take monthly owner fees by card, ACH, and recurring billing — we are the local processor, not a U.S. HOA portal.
The collection problem
Most buildings in Puerto Rico still collect the cuota de mantenimiento with paper and follow-up. That is not a software problem — it is a payments problem. Property management payment processing should make the monthly dues payment boring: scheduled, visible, and in the operating account.
Paper checks sit in mailboxes, get lost, or arrive after the due date. Your office spends hours depositing, posting, and chasing the ones that never came — instead of running the building.
When dues live in a spreadsheet and a checkbook, the junta does not know who is current until the meeting. Late balances pile up, and common-area work waits on cash that should already be in the account.
Community managers and board members become collections staff. Phone calls, WhatsApp threads, and door knocks replace a clean, recurring hoa dues payment that owners can complete on their own.
What we process
Collect HOA dues on a set schedule — the cuota every titular owes. Recurring card or ACH so owners are billed once and you stop chasing the same check every month.
Roof, elevator, generator, or insurance assessments need a one-time or short-term collection. Send a payment link or invoice and take card or ACH without opening a new bank process.
Pool, gym, parking, storage, and late charges sit on the same merchant account. Owners pay the way they already pay everywhere else in Puerto Rico.
HOA payment processing that accepts Visa, Mastercard, ATH debit, and ACH bank transfers. Recurring billing keeps the monthly cuota moving without a portal login your owners have to remember.
Who this is for
If you are a homeowner looking to pay your own dues, ask your administrador. This page is for the office that has to collect from every unit, every month.
You collect for one building or a portfolio. We set up the merchant account so owners pay you — not a U.S. software portal you have to learn.
Volunteer juntas that need a simple way to collect hoa dues without becoming the building’s accounts-receivable desk.
Walk-ups, towers, and mixed-use condominiums in Puerto Rico that already have an administrador and need card and ACH rails under that office.
Property management payment processing for firms that bill HOAs and condos alongside other properties — one local processor, not a mainland login.
Puerto Rico, not a mainland portal
Puerto Rico’s Ley de Condominios (Ley Núm. 129-2020) treats the cuota de mantenimiento as a common expense that titulares owe so the building can operate. We cite that only as context — this is not legal advice, and we do not interpret your reglamento. We process the payments your junta or administrador already has the right to collect.
You get a Puerto Rico team on the phone, not a U.S. software login. Pair collection with ACH and electronic checks or a virtual terminal when an owner pays by phone. See all payment solutions.
How it works
Call or send the form. We confirm how you collect today — monthly cuotas, assessments, how many units — and what owners already try to pay with.
We underwrite the condominium, HOA, or management company and turn on cards, ACH, and recurring. Hardware or virtual tools only if you need them.
Share a payment link, invoice, or terminal. Owners pay the cuota by card or ACH. You see deposits and who is current — without chasing checks.
Questions, answered
In a Puerto Rico condominium or HOA, the cuota de mantenimiento is the regular amount each unit owner pays so the building can cover common expenses — security, cleaning, insurance, utilities for common areas, reserves, and day-to-day operations. Caribbean Payments does not set that amount. We give the administrador or junta a way to collect it by card, ACH, and recurring billing.
Each building’s governing documents and budget set the cuota. In most Puerto Rico condominiums it is allocated among titulares according to their participation in the common elements. We are not your accountant or attorney — we process the payment once the junta or administrador has the figure. If you need a processor that can take that monthly amount on a schedule, that is the conversation we have.
Unit owners (titulares) are responsible for their cuota. The community manager, junta, or property manager is the party that collects. This page is for that collector — not for a homeowner looking to log into a portal and pay their own bill. If you are an owner, ask your administrador how they want to receive payment.
Yes. Owners can pay HOA and condo dues with a credit or debit card — including ATH debit cards issued in Puerto Rico — or by ACH bank transfer. Recurring billing can charge the same method each month so the cuota is not a monthly chase. We are the payment processor behind that collection, not a homeowner login or HOA software suite.
Get started
A local specialist will set up HOA payment processing for your building or portfolio. Or call 787-986-4056.
Go to the form
Get in touch with us today and let’s start transforming your business from the ground up.
