Industries
Bill faster, get paid sooner, and spend less time chasing invoices.
For lawyers, accountants, consultants, and agencies in Puerto Rico, getting paid should be as professional as the work you deliver. Caribbean Payments gives your firm online invoicing, automated retainer and recurring billing, secure card-on-file, and a virtual terminal — so every engagement is funded on time, with local support behind you.

The billing challenge
Your expertise is the product, but the way you collect for it can quietly drain time and cash flow. Manual invoicing, retainers tracked in spreadsheets, and repeat monthly clients all add friction that pulls your team away from billable work. Here is where professional services in Puerto Rico feel the pinch most.
Professional firms live and die by billable hours, yet still email PDF invoices and wait weeks for a check. Every day an invoice sits unpaid is working capital your practice can't use.
Collecting a retainer up front, then billing against it, means messy spreadsheets and awkward reminders. Automating those scheduled charges keeps engagements funded without the friction.
Accountants, consultants, and agencies increasingly bill on retainer or subscription. Without recurring billing, your team burns hours re-running the same charges every single month.
Built for your practice
Send branded, itemized invoices by email and let clients pay by card in a click. No more chasing paper bills — you get paid faster and reconcile in one place.
Automate monthly retainers and payment plans so scheduled charges run on their own. Predictable cash flow for your firm, zero manual follow-up.
Store client payment details in a tokenized vault and charge approved fees without re-asking for a card. PCI-compliant, encrypted, and built for repeat billing.
Key in a card by phone or in person from any browser — no hardware required. Perfect for taking a retainer over the phone or closing an engagement on the spot.
Powered by a trusted gateway
Online invoicing, recurring billing, card-on-file, and the virtual terminal all run on a secure, industry-standard payment gateway. Your firm gets a polished client payment experience and reliable, PCI-compliant infrastructure — without building anything yourself.
Learn more about the Authorize.Net payment gateway that powers professional services billing at Caribbean Payments.
Questions, answered
Payment processing for professional services is a set of tools that lets firms like law offices, accounting practices, consultancies, and agencies accept client payments by card — online, over the phone, or in person. Instead of waiting on paper checks, you send digital invoices, store cards on file, and automate recurring or retainer billing. Caribbean Payments builds this around how professional firms in Puerto Rico actually get paid.
Yes. Recurring and retainer billing is one of the most valuable tools for professional services. You can set up automated monthly charges for retainer clients, break a large engagement into a payment plan, and store a client's card securely on file so approved fees are charged on schedule. That turns unpredictable cash flow into steady, reliable revenue for your practice.
Absolutely. Card-on-file at Caribbean Payments uses tokenization, so the real card number is replaced with a secure token and never stored on your systems. Combined with end-to-end encryption and full PCI compliance, it lets you re-bill approved clients without ever handling raw card data — protecting both your firm and your clients.
No. Many professional services never touch a physical terminal. With online invoicing and a virtual terminal, you can email a payment link or key in a card from any web browser on your computer or phone. If you do meet clients in person, we can add a countertop or mobile reader — but for most firms in Puerto Rico, software is all you need.
Explore our full range of payment solutions for Puerto Rico businesses.

Get in touch with us today and let’s start transforming your business from the ground up.