Caribbean Payments

U.S. Virgin Islands

Merchant Services in the U.S. Virgin Islands

Card processing, POS, and terminals for St. Thomas, St. Croix & St. John businesses.

Caribbean Payments helps USVI businesses accept every kind of payment — in person, online, and on the go. From resorts and duty-free shops to restaurants and local service pros, we deliver reliable USVI payment processing with the right equipment and a team that answers when you call.

Merchant services and payment processing for U.S. Virgin Islands businesses

Who we serve

Payment solutions built for Virgin Islands businesses

Business in the U.S. Virgin Islands runs on visitors, hospitality, and community — and every sale needs to be quick and dependable. Caribbean Payments works with retailers, restaurants, and hospitality and tourism operators across St. Thomas, St. Croix, and St. John to make accepting cards effortless. Whether you run a beachfront resort, a busy restaurant, a boutique on the boardwalk, or a mobile service, we match you with the terminals, POS, and payment solutions that fit how you do business.

Why Caribbean Payments

Everything you need to get paid in the USVI

In-Person Terminals & POS

Countertop terminals, mobile readers, and full Clover POS systems for shops, restaurants, and resorts across St. Thomas, St. Croix, and St. John.

Online & Mobile Payments

Accept cards online, over the phone, and on the go with secure gateways, virtual terminals, and mobile readers built for USVI payment processing.

Next-Day Funding

Keep cash flow steady with fast, reliable next-day deposits so your Virgin Islands business gets paid quickly on every batch you run.

Local, Bilingual Support

Work with a Caribbean team that knows the islands and answers in English or Spanish when you need real help — not an offshore call center.

Industries we serve

Industries we serve in the U.S. Virgin Islands

From the cruise-ship crowds of Charlotte Amalie to the shops of Christiansted and Cruz Bay, we power payments for the businesses that keep the islands moving. Pair the right hardware with dependable card terminals and start accepting every card your customers carry.

Tourism & Hospitality

Hotels, resorts, tour operators, and charters take fast, secure payments from visitors arriving in St. Thomas, St. Croix, and St. John.

Retail

Boutiques, duty-free shops, and gift stores get modern terminals and POS that handle chip, tap, and mobile wallets with ease.

Restaurants

Restaurants, bars, and cafés move tables faster with tip-ready POS, tableside readers, and next-day funding to keep the kitchen moving.

Professional & Local Services

Salons, contractors, clinics, and service pros close every sale on-site with in-person, online, and mobile payment options.

Questions, answered

U.S. Virgin Islands Merchant Services FAQ

Do you serve businesses in the U.S. Virgin Islands?

Yes. Caribbean Payments provides merchant services in the US Virgin Islands, working with businesses on St. Thomas, St. Croix, and St. John. From beachfront resorts and duty-free retailers to restaurants and local service providers, we set up card processing, POS systems, and terminals tailored to how you sell — backed by a team that understands the USVI market.

How much does USVI payment processing cost?

Pricing depends on how your business takes payments — in person, online, or on the go — and your typical transaction volume. Rather than a one-size-fits-all package, we build a plan that fits your Virgin Islands business so you only pay for what you use. Contact us for a clear, no-surprises quote for your St. Thomas, St. Croix, or St. John location.

What equipment do I need to accept cards in the USVI?

Most USVI businesses use a countertop terminal, a mobile card reader, or a full Clover POS system depending on their setup. Retailers and restaurants often prefer an all-in-one POS, while service and mobile businesses lean on portable readers. We help you choose the right hardware and configure it for chip, contactless tap, and mobile wallet payments.

How do I switch to Caribbean Payments in the U.S. Virgin Islands?

Switching is simple. Reach out for a free review of your current statements, and we will show you where you can save and which equipment fits your business. Our local team handles the setup, helps migrate your existing hardware where possible, and supports you through the transition so you can start processing without disruption.

Ready to move forward?

Get in touch with us today and let’s start transforming your business from the ground up.

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