# Caribbean Payments

> Caribbean Payments is a Puerto Rico–based merchant services provider offering payment processing, POS systems, payment gateways, and business funding for businesses across Puerto Rico and the U.S. Virgin Islands, set up and supported by a local, bilingual (English/Spanish) team.

Key facts:
- Serves Puerto Rico and the U.S. Virgin Islands; office in San Juan.
- Bilingual support (English and Spanish); every page has an ES counterpart under /es/.
- Phone: +1 787-986-4056. Email: sales@caribbeanpayments.com.
- Offers hardware from Clover, Dejavoo, Valor, PAX, NRS, HioPOS, Sunmi, and SwipeSimple, plus gateways Authorize.Net, NMI, and SwipeSimple.
- Pricing is quoted per merchant (no public list prices); contact for a quote.

## Company
- [About Us](https://caribbeanpayments.com/about-us/): Who Caribbean Payments is and how the local team supports Puerto Rico businesses.
- [Contact](https://caribbeanpayments.com/contact-us/): Reach the sales and support team for a quote or help.
- [Support](https://caribbeanpayments.com/support/): Help with terminals, POS, and accounts.
- [Merchant Stories](https://caribbeanpayments.com/merchant-stories/): Customer experiences.

## Payment solutions
- [All Payment Solutions](https://caribbeanpayments.com/payment-solutions/): Overview of processing, POS, gateways, and equipment.
- [Tap to Pay & Contactless](https://caribbeanpayments.com/tap-to-pay/): Accept contactless and mobile-wallet payments.
- [Virtual Terminal](https://caribbeanpayments.com/virtual-terminal/): Take card payments from any browser.
- [Payment Links](https://caribbeanpayments.com/payment-links/): Get paid with a shareable link.
- [Mobile Payments](https://caribbeanpayments.com/mobile-payments/): Accept payments on the go.
- [Self-Checkout Kiosk](https://caribbeanpayments.com/self-checkout-kiosk/): Self-service ordering and checkout.
- [Check & ACH Processing](https://caribbeanpayments.com/check-acceptance/): eCheck and ACH acceptance.
- [Cash Discount & Surcharge](https://caribbeanpayments.com/cash-discount-program/): Offset processing costs.
- [High-Risk Merchant Accounts](https://caribbeanpayments.com/high-risk-merchant-accounts/): Accounts for high-risk industries.

## Payment gateways
- [Authorize.Net](https://caribbeanpayments.com/authorize-net/): Online payment gateway.
- [NMI Gateway](https://caribbeanpayments.com/nmi/): Omnichannel payment gateway.
- [SwipeSimple](https://caribbeanpayments.com/swipe-simple-payments/): Mobile and virtual terminal payments.

## Card terminals & POS systems
- [All Card Terminals](https://caribbeanpayments.com/card-terminals/): Full range of terminals and POS.
- [Clover Equipment](https://caribbeanpayments.com/clover-equipment/): Clover Flex, Mini, Station Duo, Go, Compact, Kiosk, and Kitchen Display.
- [Dejavoo Terminals](https://caribbeanpayments.com/dejavoo-payment-terminals/): Full Dejavoo QD, P, and Z series lineup.
- [PAX Terminals](https://caribbeanpayments.com/pax-terminals/): PAX A80, A920, A920 Pro, A77, A35, IM30, and Aries8.
- [Valor VL550](https://caribbeanpayments.com/valor-vl550/): Valor VL100, VL300, VL500, and VL550 terminals.
- [NRS POS](https://caribbeanpayments.com/nrs-pos/): All-in-one register for convenience stores, colmados, and bodegas.
- [HIO POS](https://caribbeanpayments.com/hio-pos/): Cloud POS for restaurants and retail.
- [On The Fly POS](https://caribbeanpayments.com/on-the-fly-pos/): Cloud Android POS for restaurants, cafés, and food trucks.
- [Retail POS](https://caribbeanpayments.com/retail-pos/): POS solutions for retail.
- [Restaurant POS](https://caribbeanpayments.com/restaurant-pos/): POS solutions for restaurants.

## Industries served
- [Healthcare](https://caribbeanpayments.com/healthcare-payments/): HIPAA-aware payments for medical and dental practices.
- [Veterinary](https://caribbeanpayments.com/veterinary-payments/): Payments for veterinary clinics.
- [Auto Repair](https://caribbeanpayments.com/auto-repair-payments/): Payments for auto shops.
- [Salon & Spa](https://caribbeanpayments.com/salon-spa-payments/): Payments for salons and spas.
- [Hospitality & Hotels](https://caribbeanpayments.com/hospitality-payments/): Payments for hospitality.
- [Grocery & Convenience](https://caribbeanpayments.com/grocery-convenience-payments/): Payments for grocery and c-stores.
- [eCommerce](https://caribbeanpayments.com/ecommerce-payments/): Online payment acceptance.
- [Professional Services](https://caribbeanpayments.com/professional-services-payments/): Payments for service businesses.

## Guides & resources
- [Payment & POS Guides](https://caribbeanpayments.com/guides/): How-to guides and device quick starts.
- [How to Accept Credit Cards in Puerto Rico](https://caribbeanpayments.com/guides/how-to-accept-credit-cards-puerto-rico/): Getting started with card acceptance.
- [How to Choose a POS System](https://caribbeanpayments.com/guides/how-to-choose-a-pos-system/): Picking the right point of sale.
- [Business Insights Blog](https://caribbeanpayments.com/business-payment-insights/): Articles on payments and POS for Puerto Rico businesses.

## Banking
- [Business Banking](https://caribbeanpayments.com/business-banking/): Business banking and account features.
- [Small Business Loans](https://caribbeanpayments.com/small-business-loans/): Working capital and funding.